If you have already applied for any Kotak Mahindra Bank credit card but struggling to get its current status, so I am here with a complete step by step guide to check Kotak credit card status online.
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Kotak Credit Card Application Status Step by step Guide
Step 1:- Visit the Official website of Kotak Mahendra Bank. You will land on the page below.
Step 2:- Now select Credit Card from SELECT A PRODUCT List.
Step 3:- Now, below screen will appear, and you have two option for checking Kotak credit card application status:-
- Kotak Mahindra bank credit card status through the application number or
- Kotak bank credit card status through the form number
As you enter your application number or your form number, your credit card status will be shown. Your status may vary in three ways:-
- Being Processed
- Approved
- Declined
If your Kotak credit card status shows that it is BEING PROCESSED, that means your application has been successfully submitted. If your application status shows that it is APPROVED, that means you are eligible for Kotak bank credit card and your document have been verified by the bank. After approved status, you will soon receive your credit card in you Communication or home address.
There is also the possibility that your application may get rejected. It is only possible you you don’t fulfill the bank criteria or Banks internal policy. You can check our reconsideration section for more help on this.
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Kotak Credit Card Application Tips
Should I Apply?
Kotak Mahindra bank offers a variety of credit cards with excellent features and offers. So you can choose one from there credit card section.
Are You Eligible?
I have gone through the whole Kotak Mahindra Bank website, But I couldn’t find Anything about this card eligibility. But If you don’t want your application to be rejected, you must check these points before applying:-
- The Primary Credit Cardholder should be in the age bracket of 21 years to 65 years. Add-on Cardholder should be 18 years and above
- Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
- Have a stable income(Salary or Self Employed)
Kotak Mahindra Bank may reject your application if you don’t fulfill the above eligibility. So apply at your own risk.
Reconsideration
If your application is declined, I recommend calling for an inquiry about why your application has been rejected. Before applying next time fix these issues, and call again. It’s surprising how often denials can be changed to approvals.