Amazon Pay ICICI Credit Card is a co-branded credit card offered by Amazon Pay and ICICI Bank. It is designed to provide customers with a seamless shopping and payment experience on Amazon.
The card comes with a range of benefits, including cashback, reward points, and exclusive offers, making it an attractive option for frequent Amazon shoppers.
Overall, the Amazon Pay ICICI Credit Card is a convenient payment option for those who frequently shop on Amazon. With its attractive rewards and benefits, it can help customers save money and enhance their shopping experience.
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Eligibility Criteria
To apply for an Amazon Pay ICICI Credit Card, the applicant must meet certain eligibility criteria. The following are the eligibility requirements:
- The applicant must be at least 18 years old.
- The applicant must have a stable source of income, with a minimum income of Rs 20,000 to 25,000 per month.
- The applicant must be a resident of India.
In addition to these basic requirements, there are a few other factors that may be considered when applying for the Amazon Pay ICICI Credit Card. These factors include the applicant’s credit score, credit history, and existing debt.
Applicants with a good credit score and a positive credit history are more likely to be approved for the Amazon Pay ICICI Credit Card. Additionally, applicants with a low debt-to-income ratio may also have a better chance of being approved.
It is important to note that meeting the eligibility criteria does not guarantee approval for the Amazon Pay ICICI Credit Card.
The final decision on approval is made by the bank, and may depend on a variety of factors beyond the applicant’s control.
Also Read: Various Fees And Charges On Amazon Pay ICICI Credit Card
How to Get Amazon Pay ICICI Credit Card?
ICICI Bank offers the Amazon Pay ICICI Credit Card, which provides numerous benefits to its customers. Here are the three ways through which you can get the Amazon Pay ICICI Credit Card:
Through Online Application
To apply for Amazon Pay ICICI Credit Card online, you need to fulfill the income and age criteria. You can visit the ICICI Bank website and fill out the online application form.
You will need to provide your personal details, income details, and address proof. After submitting the application, the bank will verify your details and approve your credit card.
Getting Pre-Approved
If you are an old customer of ICICI Bank or already hold a credit card of ICICI Bank, your chances of getting pre-approved for the Amazon Pay Credit Card are significantly higher.
ICICI Bank may send you a pre-approved offer for the Amazon Pay ICICI Credit Card based on your credit history and credit score. You can accept the offer and apply for the credit card.
Through Card On Card Basis
If you already hold a credit card from any other bank, you can apply for the Amazon Pay ICICI Credit Card on a card-on-card basis by visiting any ICICI Bank branch.
You will need to provide your existing credit card details and other necessary documents. The bank will verify your details and approve your credit card.
In conclusion, the Amazon Pay ICICI Credit Card provides numerous benefits to its customers, such as cashback and reward points on Amazon purchases.
You can apply for the credit card through online application, getting pre-approved, or on a card-on-card basis.
Bottom Line
Getting the Amazon Pay ICICI Credit Card is a straightforward process that can be completed online. The card offers a range of benefits, including cashback and reward points, which can be redeemed on Amazon.
To apply for the card, the applicant must meet the eligibility criteria and provide the necessary documents. The application process is simple and can be completed within a few minutes.
Once the application is approved, the card is delivered to the applicant’s registered address within a few days. The card can be activated by following the instructions provided with the card.
Overall, the Amazon Pay ICICI Credit Card is a great option for those who frequently shop on Amazon. The card offers a range of benefits and can be easily managed through the Amazon Pay app.
FAQ
How to Get Amazon Pay ICICI Credit Card Without Bank Account?
Even if you don’t have an ICICI Bank account, you can still apply for an Amazon Pay ICICI Credit Card as long as you meet the income and age eligibility criteria. You can apply for the card on the ICICI Bank website.
Who is Eligible for Amazon Pay ICICI Credit Card?
To be eligible for an Amazon Pay ICICI Credit Card, you must meet the following criteria:
- You must be an Indian citizen
- You must be aged between 21 and 60 years
- Your minimum income should be Rs. 15,000 per month
How Long Does It Take To Get ICICI Amazon Pay Credit Card?
If your Amazon Pay ICICI Credit Card application is approved by ICICI Bank, then the card will be delivered to your address within 7 to 10 days.
Can I Get Amazon Pay ICICI Credit Card Without CIBIL Score?
Yes, you can apply for an Amazon Pay ICICI Credit Card even if you don’t have a CIBIL score. However, having a good credit score will increase your chances of getting approved for the card.
Which Documents Are Required For Amazon Pay ICICI Credit Card?
You will need to submit the following documents when applying for an Amazon Pay ICICI Credit Card:
- Identity proof (Aadhaar card, PAN card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bill)
- Income proof (salary slips or bank statements)
It’s important to note that the documents required may vary depending on the bank’s policies and the individual’s profile.
