Axis Bank My Zone Credit Card – an entry-level credit card that can potentially become an ideal companion for numerous individuals.
The My Zone Credit Card has consistently secured a spot on Credit Gyani’s list of Best Beginners Credit Cards, year after year. You’re in luck if you’re thinking of applying for this card. This review is here to guide you through its offerings and assist you in making a well-informed decision.
Whether you’re a seasoned credit card user or stepping into the credit card world for the first time, this review is your compass to navigate the array of benefits that the My Zone Credit Card offers.
Table of Contents
|Card Category||Shopping & Entertainment|
|Card Issuer||Axis Bank|
|Credit Card Network||Visa & MasterCard|
|Reward Multiplier||Grab Deals|
|Welcome Reward||₹ 999 worth SonyLiv annual premium membership*|
|Annual Fees||₹ 500 + GST|
|Foreign Transaction Fee||3.5%|
|Recommended Credit Score||680+|
Axis Bank My Zone Credit Card: Detailed Review
The Axis Bank My Zone Credit Card is a tough contender in the world of beginner credit cards. With perks like airport lounge access and a lifetime-free offer, this card is fighting strong against heavyweights like SBI Simply Click, SBI Simply Save, and HDFC Money Back Plus.
Let’s dive into what makes this card stand out in the beginners’ credit card arena.
Unlock a world of entertainment with the exciting welcome offer that comes with the Axis Bank My Zone Credit Card! If you’re a SonyLIV content enthusiast, this offer promises an annual membership worth ₹999 – absolutely complimentary.
Here’s the scoop: Once you’ve got your hands on the My Zone Credit Card, all it takes is your first transaction within 30 days from the card’s issue date to trigger this fantastic benefit.
Within 45 days from the card issue date, you’ll receive a voucher code via SMS on your registered mobile number. This code is your ticket to claiming the SonyLIV Premium Annual Membership.
Now, if you aim to enjoy this membership in the following years, a spending milestone comes into play.
Once you’ve crossed the ₹1.5 lakh spending threshold within a year, you’re eligible to enjoy the SonyLIV Premium Annual Membership next year.
And that’s not all – as soon as you settle the annual fee after hitting this spending milestone, a Sony LIV Annual Membership Voucher will reach your registered mobile number or email ID within 60 days.
So, if you’re a SonyLIV enthusiast or aspire to be one, the My Zone Credit Card’s welcome offer might just be your gateway to endless entertainment.
Earning Reward Points Using Axis My Zone Credit Card
Earning reward points with the Axis Bank My Zone Credit Card is as easy as it gets! For every ₹200 you spend, you’ll be collecting 4 Edge Reward Points.
However, remember that there are a few categories where these Reward Points won’t come into play.
Here’s the list of Transactions where no reward points will be given:
- movie tickets,
- fuel payments,
- insurance payments
- wallet loads
- rent payments
- utility payments
- education government transactions
- and EMI transactions
So, while you’re busy earning points on most of your spending, make sure to take note of these exceptions. It’s all about maximizing those rewards smartly!
How To Redeem Axis My Zone Credit Card Reward Points?
Redeeming your hard-earned reward points from the Axis My Zone Credit Card is a breeze. Head to the Edge Rewards website, where a world of redemption possibilities awaits you.
With thousands of options to choose from, you’ll find everything from electronic gadgets to a massive list of brand vouchers and products.
The website is your gateway to turning your accumulated reward points into tangible rewards that suit your preferences.
So, explore the diverse range of choices and treat yourself to the fruits of your spending!
Value Of Axis My Zone Credit Card
The value of the Reward Points you earn with the Axis Bank My Zone Credit Card is pretty straightforward.
Each Edge Reward Point you earn with the Axis My Zone Credit Card holds a value of 20 paise.
So, as you accumulate these points through your card spending, you’ll easily calculate their worth.
Top Benefits Of Axis My Zone Credit Card
Exclusive Swiggy Offer
Get ready to satisfy your cravings while giving your wallet a break with the Axis Bank My Zone Credit Card’s fantastic Swiggy offer! The spotlight shines on an impressive 40% discount on your Swiggy orders, making those delectable meals even more enjoyable.
Remember, this offer comes with a capping: you can save up to Rs.120 on a single order, given that the order value must be at least Rs.200.
The joy doesn’t stop there – you can indulge in this 40% off deal up to 4 times a month. That’s a potential total savings of a whopping ₹480 on Swiggy orders, all thanks to your trusty Axis My Zone Credit Card.
A quick tip: While exploring this mouthwatering offer, note that it’s valid at almost every restaurant across India except for the Haldiram restaurant chain.
Exclusive Ajio Offer
Upgrade your shopping experience with the Axis Bank My Zone Credit Card and the exclusive Ajio Offer! Here’s the deal: When you use your Axis My Zone Credit Card to shop at Ajio, you unlock an extra discount of up to Rs. 1000 on purchases worth Rs. 2999 or more.
Remember to apply the coupon code “AJIOAXISMZ” during checkout to make the magic happen.
It’s important to note that this offer is valid only on selected Ajio products, which you can find on this special link: http://bit.ly/408yXoP.
Remember that this fantastic discount cannot be combined with other ongoing offers.
Now, let’s talk about value – when you factor in this Ajio Offer along with the 40% discount on Swiggy, you’re looking at a combined savings of Rs. 1480 so far.
For an entry-level card, that’s quite an impressive value back in your pocket. Don’t miss the chance to make the most of your Axis My Zone Credit Card benefits!
Movie Ticket (Buy 1 Get 1 Free)
Prepare for a treat with the Axis Bank My Zone Credit Card’s Movie Ticket Offer! Catching your favourite movie just got a whole lot better.
When you book movie tickets on Paytm using this card, you’re in for a fantastic deal: a whopping 100% discount on the second ticket, with savings capped at ₹200. It’s like bringing a friend along for free!
Remember, this movie delight is up for grabs once every month per customer, so make each movie night count.
To unlock this cinematic offer, use the coupon code “AXIS200” when booking on Paytm.
However, let’s talk about the flip side; there won’t be any reward points coming your way for your movie ticket spending. So, while this card’s movie offer shines bright, it’s essential to weigh the no-reward-point aspect.
Airport Lounge Access
Breaking the trend in the world of beginner’s credit cards, the Axis Bank My Zone Credit Card brings you a delightful surprise – airport lounge access. While many entry-level cards miss out on this premium perk, the My Zone Credit Card steps up the game.
You can elevate your travel experience by accessing an airport lounge once every calendar quarter. Whether it’s a moment to relax, catch up on work, or indulge before takeoff, this benefit adds a touch of sophistication to your travel routine.
This unique feature sets the My Zone Credit Card apart from the crowd, adding a touch of luxury to your journeys that’s often missing in beginner credit cards.
Wondering which lounges await your presence? We’ve got you covered with a dedicated article offering insights into the list of airport lounges you can access with My Zone Credit Card in your pocket.
Satisfying your taste buds has never been more rewarding with the Axis Bank My Zone Credit Card.
Beyond its attractive benefits like movie ticket discounts, airport lounge access, and online shopping savings, this card goes the extra mile by treating you to delightful dining benefits.
If you’re a fan of dining out, particularly at the partner restaurants of Easy Diner, this benefit will have you smiling.
A generous 15% discount, with a maximum cap of ₹500, for orders exceeding ₹2500.
With the Axis Bank My Zone Credit Card, your dining experiences will be more enjoyable.
Fuel up with the Axis Bank My Zone Credit Card and enjoy a smooth ride with the fuel surcharge waiver benefit! When you use your Access My Zone Credit Card to pay at fuel stations, you’ll receive a handy 1% fuel surcharge waiver.
This perk comes into play when your fuel bill ranges from ₹400 to ₹4000.
It’s important to note that this benefit caps at a maximum of ₹400 within each statement cycle. While this feature makes your fuel expenses more manageable, remember that the GST on the fuel surcharge won’t be refunded.
So, whether it’s a short trip or a long drive, your Axis Bank My Zone Credit Card ensures that refuelling comes with a bit of extra ease on your wallet.
A Quick Comparison Of Axis My Zone Credit Card
Axis My Zone vs Other Axis Bank Credit Card
|Annual Fees||₹ 500 + GST||₹ 500 + GST||₹ 500 + GST|
|Welcome Offer||Sony LIV Annual Membership||Voucher Worth ₹ 1100||No Benefits|
|Airport Lounge Access||4 Airport lounge access||4 Airport lounge access||4 Airport lounge access|
|Reward||5 Reward Points on every Rs.150||5 Reward Points on every Rs.150||4 Reward Points on every Rs.150|
|Reward Value||1RP = Upto ₹0.20||1RP = Upto ₹1||1RP = Upto ₹1|
|Reward Multiplier||GrabDeals (Upto 5%)||GrabDeals (Upto 5%)||GrabDeals (Upto 5%)|
|Our Review||Axis bank Flipkart Review||Axis Bank Ace Review|
Axis My Zone vs Other Issuer’s Card
SBI Simply Save
SBI SImply Click
|Annual Fees||₹ 500 + GST||₹ 500 + GST||₹ 500 + GST|
|Welcome Offer||Sony LIV Annual Membership||Amazon Gift card Worth ₹ 500||2,000 bonus reward points worth ₹ 500|
|Airport Lounge Access||4 Airport lounge access||No Airport lounge access||No Airport lounge access|
|Reward||5 Reward Points on every Rs.150||Upto 10 reward points on every Rs.150||Upto 10 reward points on every Rs.100|
|Reward Value||1RP = Upto ₹0.20||1RP = Upto ₹0.25||1RP = Upto ₹0.25|
|Reward Multiplier||GrabDeal (Upto 5%)||Upto 10X)||Upto 10X)|
|Our Review||SBI Simply Save Review||SBI Simply Click Review|
In conclusion, the Axis Bank My Zone Credit Card emerges as an excellent choice for those new to the world of credit cards. Its standout features, including lounge access, a lifetime free option, and enticing movie ticket and dining benefits, truly set it apart.
In a competitive landscape that includes Axis’s Flipkart and Ace Credit Card, as well as SBI’s Simply Click and Simply Save cards, the My Zone Credit Card holds its ground admirably.
Whether you’re seeking your first credit card or looking to start with a reliable entry-level option, Axis Bank’s My Zone Credit Card presents itself as a compelling choice.
Axis Bank My Zone Credit Card FAQs
Is Axis Bank My Zone Credit Card Worth It?
The Axis Bank My Zone Credit Card is worth it, especially for beginners. It offers unique perks like airport lounge access and a lifetime free option, making it stand out compared to beginner cards.
Is Axis My Zone Lifetime Free?
Axis Bank offers the My Zone Credit Card as a Lifetime Free option, but this is only available for a limited period.
What Is Axis Bank My Zone Credit Card?
The Axis Bank My Zone Credit Card is an entry-level credit card offered by Axis Bank. It’s designed to provide beginners with great value back and benefits.
My Zone Credit Card from Axis Bank is an entry-level credit card that provides excellent value back for newcomers to credit cards.
Can we withdraw money from Axis My Zone credit card?
Absolutely! You can withdraw cash from your Axis My Zone credit card. However, remember that the bank will apply a fee of 2.5% of the withdrawn amount, with a minimum charge of ₹500.
How Can I Cancel Axis My Zone Credit Card?
To cancel your Axis Bank My Zone Credit Card, you have a few options. You can call the bank at either 1860-419-5555 or 1860-500-5555 (charges may apply) or use the toll-free number 1800-103-5577 from your registered mobile number. Alternatively, you can visit the nearest branch to cancel your My Zone Card.
What Is The Interest Rate Of My Zone Credit Card?
The interest rate on your Axis Bank My Zone Credit Card is 3.6% per month, which translates to an annual rate of 52.86%.
Does Axis My Zone Credit Card Have Lounge Access?
Absolutely! The Axis Bank My Zone Credit Card provides you with the convenience of accessing airport lounges. You can enjoy one lounge access per calendar quarter, totalling four lounge accesses throughout the year.Follow @CreditGyani