In today’s time, every person has a Savings Account, whether he is employed, businessman, or other.
But some account holders have not yet registered their number in the bank, or for some reason, they do not have the number registered with the bank.
Let us know that How you can check the balance of your account without a registered mobile number.
We will also tell you how you can register your number in your bank account.
How To Check Bank Balance Without Registered Mobile Number?
As soon as Corona started, everyone stopped coming out of the house, due to which people’s life came to a complete halt.
In the midst of all this, those people suffered a lot, who had not yet linked their number to the bank account.
To solve this problem, we will tell you some ways by which you can know the balance of your account even without a registered mobile number.
If you want to check the balance in your bank balance very easily, you can do this with the help of an Aadhar card.
To check your bank balance with an Aadhar card, you must ensure that your Aadhar card is linked with your bank account.
You can check it by visiting the official website of the Aadhar card. Here we have given information about linking Aadhar cards with bank accounts.
If your account is linked with an Aadhar card, then you can check your account balance by following the instructions given below:-
- Visit your nearest customer Service center(Graham Seva Kendra)
- And ask for a balance check through an aadhar card.
- After asking this, the customer service officer will ask you for your Aadhaar number.
- You may also be asked to affix your thumb.
- After putting your thumb in the machine, your account balance will be displayed on the screen
According to me, this would be the best way to know your account balance without a mobile number.
Note: Do not let anyone else see the balance in your account.
Debit cards are convenient, but checking your balance can be a hassle.
When trying to check your balance, always visit the official sources of your card issuer, like the bank, bank’s ATM, or bank’s consumer help center.
Follow the instructions given below to check your account balance through Debit Card:-
- First of all, go to your nearest ATM
- Insert your card inside the ATM
- Choose your language
- After selecting your language, choose the option to check balance from the options given on the screen
- Now you will be asked to enter your Enter 4 digit ATM PIN
- Your account balance will be on the screen
Note:- If possible, go to the ATM of the same bank with which you have an account; otherwise, other banks may charge you some service fee.
Knowing the balance of the account through a passbook is the oldest method in the banking world.
Because in the early times of the banking world, there were no facilities like mobile banking and internet banking.
At that time, if someone wanted to know the balance of his account, then he had to go to the bank with the passbook.
The bank officials used to write the balance amount in the bank account on the passbook.
But due to modernization, this work has become even easier.
Now machines have been installed in banks for passbook entry.
As soon as you go to the bank, you have to go to the passbook printing machine, where all the Balance related information will be printed in your passbook by pressing a few buttons.
If you face any problem in printing the passbook, you can take help from any bank official.
Knowing account balance by calling customer care is an old trick.
I’m not sure if this will work; that’s why it’s mentioned in the last.
To try this method, we need to have all the information related to our bank accounts, such as account number, nominee name, date of birth, PAN card, and Aadhar card.
Because customer service officers can’t give someone’s account information without identification.
To check the account balance through customer care, we have to first call the customer care of our bank.
These are the list of customer care numbers of all banks.
After this, we have to answer all the questions asked by customer care correctly to confirm our identity.
If the customer service officer is satisfied with our information, he can tell the balance of our account.
But in case of any doubt, the Customer Service Officer can refuse to provide our account balance information.
Note:- I do not recommend you take the help of customer care to know your account balance.
Is it compulsory to link mobile number with bank account?
No, It is not compulsory to link your mobile number with your bank account.
But by not linking the mobile with the bank account, you will not be able to take advantage of many priceless facilities run by the bank.
By linking a mobile number with a bank account, you can avoid many types of fraud.
Because as soon as someone tampering with your account, a message or phone will come directly to your mobile number.
Not only this, due to the mobile number being linked, you will be able to take advantage of the entire banking facility through mobile banking or internet banking sitting at home.
For example, if you want to send money to someone or check the balance of your bank account, then you can do all this work sitting at home through mobile banking or net banking.
You can directly contact the bank for any problem with your bank account.
You can also inform the bank about any fraud in your account through mobile.
How to link your mobile number to your bank account?
If your mobile number is not updated in your bank account, then get it done immediately.
Because of the increasing cybercrime nowadays, you should have complete information about your account.
You can get your mobile number updated both online and offline. Follow the given steps for this.
Visit the branch of your bank (for this you have to go to the same branch in which you have opened your account)
There you have to fill a form to change your mobile number.
Along with this, photocopies of your passbook and Aadhar card will also have to be submitted.
Now you have to submit all these documents to the bank staff.
After completing this process, your mobile number will be updated to your bank account.
The bank will inform you about this change through a message on your mobile.
Note: In many banks, you may be asked to write an application to the bank manager instead of filling the form.
Out of all the methods, you can choose any one way according to your choice, which is easy and right for you.
I suggest you check your account balance through a passbook, aadhar card or debit card only.
I would also advise you to get your mobile number linked with your bank account as soon as possible.
Because sometimes money gets deducted from our account and we do not even know.
By doing all these little things, we can make our money even safer.Follow @CreditGyani