RBL Bank Titanium Delight Credit Card Review, Benefits and Eligibility

0

RBL Titanium Delight Credit card is one of the entry-level credit cards from RBL Bank. Its affordable annual fees make it more attractive for beginners who are applying for a first-ever Credit card.

RBL bank titanium delight credit card
RBL Bank Titanium Delight Credit Card

Check out the full review and then decide is this card offers great benefits or not.

Application Tips

Should You Apply?

This card has all the basic benefits, it will be most suitable for Grocery, Domino’s, and pizza hut shoppers. It has mind-blowing reward benefits for shopping on Wednesday. 

Fees and Charges

RBL Titanium Delight Credit Card comes with an annual membership fee of Rs.750/-. if in 2nd you have made a total spend of Rs.1 Lakhs your membership fee will be waived off.

Are You Eligible?

  • Age should be 21 years
  • Have a stable income(Salary or Self Employed)
  • Have other bank credit card

Application Status

If you have already applied, you can check your application status in two ways:-

Reconsideration

If your application is denied, I recommend calling for an inquiry about why your application has been rejected. Before applying next time fix these issues, and call again. It’s surprising how often denials can be changed to approvals.

Welcome Benefits

Benefits of RBL Titanium Delight Credit Card

RBL titanium delight credit card comes with the welcome benefit of 2000 rewards points. If you spend Rs 10000 within 60 days of the card issued you will be also rewarded with 1000 rewards points.

Each reward point has a value of Rs 0.25. So overall you get 3000 reward points of value Rs 750.

Reward Program

With this titanium delight card, you will reward with 1 reward point for each Rs 100 you spend. Both online and offline spending is covered under this program. Each reward point has a value of Rs 0.25. 

The reward rate is good if you are a beginner but if you are a pro user you will not provide you good value for spend.

There are various cards which offer good benefits then this card. If you take the example of SBI simply click credit card, it offers way better reward then this card.

Milestone Benefits

If you spend Rs 1.2 lakhs in a given year you will get 4000 rewards points as milestone benefit. It is also not good as compared to SBI simply click credit card, in which you get an Rs.2000 voucher on spend of 1 lakhs. and, 2000 voucher for another 1 lakhs spend.

In total, you get a voucher of Rs 4000 with simply click credit card on spending 2 lakhs in a given year.

Wednesday Shopping Benefits

The best benefit of this card is that when you spend on movie, grocery, and pizza on Wednesday you get accelerated rewards points and discounts. 

BookMyShow Discount

If you book a movie from BookMyShow you will get 1+1 or Rs 200 off (which is lower) on Wednesday once a month. 

Grocery Discount

You will get 20 reward points for every Rs 100 when you use your RBL titanium delight credit card on all big grocery stores. This offer is only applicable on Wednesday.

Domino’s / Pizza Hut discount

You will get 40 reward points for every Rs 100 when you buy pizza from Domino’s or Pizza hut online.

Note:- This offer is only applicable on Wednesday and a Maximum of 1000 bonus Reward Points each for Groceries and Pizza spend in a billing cycle.

Annual Saving Benefit Calculator

For this purpose I have taken Rs.15000 per months spend. I you wish to Check your saving you can check out from Here.

Spend onReward PointsSaving in Rupees
Grocery(Rs.30600)61201530
Pizza Hut/Domino’s(Rs.5400)2160540
Others(Rs.144000)1440360
Movies(Once A Month)2400
Fuel1200
Rs.1.2 Lakh Milestone Benefits40001000
Total annual Benefits7030

Final Vardict

So, overall RBL titanium delight credit card offer good value. Its Wednesday shopping offer is very good. If you use to shop in grocery stores then this card is for you. If you are a person who does not shop on grocery stores and you want to get travel voucher instead then you should apply for SBI simply click credit card.

RBL Titanium Delight Credit Card FAQ

What is RBL Titanium Delight Credit Card cash withdrawal charges?

2.5% (min Rs.300) of the cash amount wef July 1, 2020, 2.5% (min Rs.500) of the cash amount

What is RBL Titanium Delight Credit Card 1 reward points value?

1 Reward points has value of Rs.0.25.

What is RBL Titanium Delight Credit Card customer care number?

Call this Number 1800 121 9050

RBL Titanium Delight Credit Card Maximum Limit?

It can not be predicted because it fully depend upon bank and your credit history.

What is RBL Titanium Delight Credit Card Interest Rate?

APR up to 3.99% p.m. (47.88% p.a.)

What is RBL titanium delight credit card annual fee?

Rs.750

LEAVE A REPLY

Please enter your comment!
Please enter your name here